Loan Products Catalog
Find the perfect financial solution tailored for DENR 10 employees. Competitive rates and flexible terms for all your needs.
Interactive Loan Calculator
Select a loan product below to see specific rates or use this estimator.
Calculation is based on a 12.0% annual interest rate. Actual rates may vary based on loan type.
Estimated Monthly Amortization
Regular Loan
Versatile Financial Support
Interest Rate
5.0% p.a.
Max Term
24 Months
check_circle Eligibility Criteria
- Regular employee of ERC for at least 1 year
- Paid-up share capital of at least ₱10,000
- Good credit standing with the cooperative
description Required Documents
- Duly accomplished loan application form
- Latest two (2) months pay slips
- Photocopy of ERC Identification Card
Educational Loan
Investing in Future
Interest Rate
4.5% p.a.
Max Term
12 Months
check_circle Eligibility Criteria
- Regular employee of ERC
- Child or member themselves enrolled in school
- Maximum loan amount based on tuition fee
description Required Documents
- Certificate of Enrollment or Registration
- Statement of Account from school
- Latest two (2) months pay slips
Appliance Loan
Swift Support When Needed
Interest Rate
3.0% p.a.
Max Term
10 Months
check_circle Eligibility Criteria
- Immediate medical or urgent needs
- Probationary or Regular DENR employee
- Available only once per 6-month period
description Required Documents
- Proof of Emergency (Medical cert, etc.)
- Latest pay slip
- Signed letter of request
Grocery Loan
Disaster Recovery Aid
Interest Rate
2.5% p.a.
Max Term
18 Months
check_circle Eligibility Criteria
- Residence in area declared under state of calamity
- Member in good standing
- Maximum loan ₱50,000
description Required Documents
- Barangay Certificate of Residency
- Pictures of damaged property
- Latest two (2) months pay slips